The Roth 401(k) Plan

 
 
  Your retirement plan offers two savings options: traditional pretax 401(k) and Roth 401(k). The new Roth 401(k) option can afford significant tax advantages to some taxpayers. But who? The answer depends on a number of factors, and some of those factors require predictions of the future.

This presentation can help you decide which option is best for you. Work your way through the following factors in making the traditional pretax 401(k) v. Roth 401(k) decision. As you go, we'll explain the factors that are important to consider and ask you to provide information about yourself.

Learn more about Roth 401(k)s
Analyze how a Roth 401(k) may benefit you
Gap analyzer

 
 
© 2024, SS&C. All rights reserved.
This Roth 401(k) Analyzer is based on tax laws and regulations as they existed on January 1, 2024. Information provided by the Roth 401(k) Analyzer is for illustrative purposes only and does not, and is not intended to, constitute legal or tax advice. Calculator results are hypothetical and actual results will vary. It is also not intended to be used, and cannot be used, to avoid tax-related penalties.

The Roth 401(k) Analyzer should not be relied upon exclusively to decide whether to make traditional pretax 401(k) contributions or Roth 401(k) contributions. Individual circumstances play a significant role in making the best decision. Therefore, you should seek individualized advice from your own independent tax advisor.

The Roth 401(k) Analyzer is made available as is, with all faults and without any express or implied representations, warranties, or guarantees regarding its use or data and decisions related to its use, including, but not limited to, any implied warranty of merchantability, performance, fitness for a particular purpose, accuracy of informational content, or absence of defects or errors. By using the Roth 401(k) Analyzer, you agree that, except as otherwise required by law, SS&C, your Plan trustee and your Plan recordkeeper will not be liable for any losses or damages (direct, indirect or punitive) that may result from your use of the Roth 401(k) Analyzer or any data and decisions related to its use.